How It Works
A simple, four-step path from joining to getting assistance.
Step by step
A simple, four-step path from joining to getting assistance.
Join a group
Every group is village/community based with a minimum of 20 members.
Open your loan account
Open your account for a small registration fee and start saving toward the minimum balance.
Build your balance
Save daily, weekly, or as a lump sum until you reach the minimum balance for your slab.
Apply for assistance
Once eligible, apply for interest-free loan assistance and repay it in manageable installments.
From joining to repayment
Every step is tracked in your member dashboard, so you always know where you stand.
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Register & complete KYC
Create your account and submit your Aadhaar, PAN and bank passbook for verification.
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Open your loan account
Pay the ₹150 opening fee from your wallet and start building your maintained balance.
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Wait 30 days & reach your slab
Once your account is 30 days old and your balance meets a slab, you can apply.
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Apply, get approved & receive funds
Your application is reviewed, approved and disbursed straight to your wallet.
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Repay & graduate
Pay monthly installments (plus ₹250 insurance each). Close your loan to unlock the higher repeat-borrower slabs.
Frequently Asked Questions
Can’t find what you’re looking for? Our support team is happy to help.
Start saving together today.
Open your GTG Finance account in minutes and take the first step toward interest-free assistance.